Looking for Your Perfect Home in the Charleston SC Metro Area? The Charleston, SC area is a truly "undiscovered" jewel in the Southeast US. all fuel opportunities for your family to enjoy a lifestyle you may have only fantasized about. Perhaps your family already lives in the area and is looking to change homes to adapt to a new phase of your family's life. Do you want the inside track on Charleston area neighborhoods? Colony Realty is here to make life easier by helping your family the best home at the best price, and to help with any needs as you begin this new chapter of life. Advice for Charleston Home BuyersCreate a list of "must" haves and "would like to" haves. Do you have any special requirements for schools, church, work or other? How long do you have to make the purchase? Can you get temporary housing if necessary? What age range you will accept for a home?
Free Loan AdviceThe person who approves your loan is legally required to demonstrate where you are getting the money for the down payment and closing costs. They will want to see statements etc. for any liquid assets you may have for the last two or three months. The mortgage underwriter requires a paper trail for the transactions. Present your employment status simply and with confidence. All is well if you change jobs and your earnings remain similar. If the lender has no way to forecast future income (example: a pay structure with a high percentage based on commission), it may have a negative impact. Do not make any major purchases that will impact your debt to income ratio. (Percent of your gross monthly income before taxes you are paying each month against debt.)
Colony Realty's Expertise in Charleston Home SalesRemember there is NO CHARGE for home buyers. The seller pays your fees, so contact Colony's local Real Estate experts today!Call us at (843) 478-5939, | Looking for Your Dream Home around Charleston, South Carolina? Contact us for a no-cost, no-obligation home-buyer's consultation at Phone: (843) 478-5939 |